Catherine Githaka

• Assist in review of security documents drafted by external counsel to ensure protection of the bank's legal rights in line with the latest legislation /laws.
• Review of negotiated documentation prepared at Group level to ensure compatibility with aid down Kenyan Laws.
• Legal Support to CCIB Relationship Managers on various legal issues and queries with regard to business /credit decisions.
• Witnessing of Bank Power of Attorney signature as advocate for bank security documents.

1. Documentation support t to the Corporate Institutional & Commercial Banking Relationship Manager and Client Managers post approval of bank facilities, including preparation of facility and security documents within the agreed upon turnaround times

2. IMO Training champion which include to plan ,organise trainings of the IMO Global Banking staff refresher processes and process updates within the CRC, SAT and CDD

3.Liaise with external counsel and internal Legal on securitization matters and negotiated internal documentation

4. Managing client complaints raised in IMO to ensure resolution and communication sent to client within agreed timelines

5. Collaboration with Client Managers to ensure closure of all outstanding client documentation and issue the Security Compliance Certificate on a timely basis

1. Support the Corporate Institutional & Commercial Banking Relationship Managers, Credit Analysts and Client Coverage Managers with respect to issues/queries raised requiring Credit Risk Control input.

2. Review Banking Credit Applications for Corporate clients and thereafter prepare and issue Banking Facility Letters for dispatch within agreed upon turnaround times.

3. Effective management of operational risks within CRC and ensure senior management awareness of key Operational Risks primarily by ensuring KRIs / CSTs / KCIs / KCSAs are done accurately and in a timely manner and consistency (subject to legal and credit policies) of CRC processes across CIC &CC.

4. Conducting trainings on the Group policies, procedures and Risk related policies.

1. Ensure the drafting of legally enforceable facility letters / loan agreements, incorporating all the terms and conditions of sanction/ covenants and required collateral.

2. Instructing the Bank's advocates for the perfection of securities and corresponding with the same as well as customers and other service providers. In addition maintain a shared diary with up to date information regularly to ensure securitisation within bank’s turnaround times.

3. Ensure the drafting of collateral documentation in such a way as to assure the Bank of legal protection against credit risk within set risk parameters and to ensure relevance of such documentation.

4. Recommend draw down of facilities on retail and corporate products (corporate and investment banking, SME, commercial banking ,personal loans and other loans) once satisfied that all terms and conditions of sanction and/or covenants that required action prior to drawdown have been met and all required security has been obtained and is perfected and in order.

5. Diarizing and follow up of all post drawdown terms and conditions of sanction and/or covenants.

1. Instructions advocates on the panel to prepare and perfect various securities as per approval and duly executed Offer Letters.

2. Peruse and approve draft security documents prepared by advocates on the bank’s panel.

3. Maintain safe custody of Bank’s Collateral including temporary and permanent releases of collateral in line with the Bank’s credit policy and procedures.

4. Liaising with advocates on the panel regarding legal opinions, drafting and registration of securities created in favour of the Bank.

1. Preparation and perfection of instruments of transfer of property and security documents for individuals and corporate clients.

2. Meeting, assisting and advising clients on various conveyancing and commercial matters.

3. Supervising the work done by registry clerks and ensuring turnaround times of the firm’s individual and corporate clients are achieved.

4. Incorporation of sole proprietorship, partnerships limited liability companies and societies on behalf of individual and corporate clients.

5. Preparation of periodic status reports on instructions received from our corporate and individual clients.

6. Carrying out due diligence tasks in accordance with instructions from individual and corporate clients at the Companies Registry and land registries.