Summary
Overview
Work History
Education
Skills
Languages
References
Timeline
Hi, I’m

JOSPHAT KAREITHI

Nakuru,Kenya
JOSPHAT  KAREITHI

Summary

Detail-oriented Credit Officer with expertise in credit analysis, loan processing, and customer advising. Proven ability to assess risk and streamline application procedures, enhancing client satisfaction and operational efficiency.

Results-driven Credit Officer skilled in advising clients on credit policies and evaluating loan eligibility. Strengths in risk assessment and data management contribute to effective loan processing and improved team collaboration. Ready to leverage expertise to enhance customer experience and operational workflows.

Overview

1
year of professional experience
2024
years of post-secondary education

Work History

Wedi Enterprise
Nakuru, Kenya

Credit Officer
03.2025 - Current

Job overview

  • Assisted clients with credit applications and documentation requirements.
  • Reviewed credit reports to evaluate applicant eligibility for loans.
  • Processed loan applications using company-specific software and tools.
  • Record analysis and keeping.
  • Collaborated with team members to streamline application processing procedures.

  • Advised clients on credit policies and repayment options effectively.
  • Recommended approval or disapproval of different loan types based on established criteria.
  • Conducted follow-ups with applicants regarding their loan status updates.
  • Communicated with clients to clarify credit-related questions and concerns.
  • Maintained accurate records of client interactions and transactions.
  • Reviewed credit applications and financial statements to determine customer creditworthiness.
  • Collected and checked borrower income, credit history and employment information.

Education

Karatina University
Nyeri, Kenya

Bachelor of Science from Pure And Applied Science
10.2020 - 10.2024

University Overview

Heroes High School- Bahati
Nakuru , Kenya

University Overview

Skills

  • Credit analysis
  • Loan processing
  • Risk assessment
  • Financial documentation
  • Customer advising
  • Application review
  • Data management
  • Team collaboration

Languages

Kikuyu
First Language
English
Advanced (C1)
C1
Kiswahili
Advanced (C1)
C1

References

References
References available upon request.

Timeline

Credit Officer
Wedi Enterprise
03.2025 - Current
Karatina University
Bachelor of Science from Pure And Applied Science
10.2020 - 10.2024
Heroes High School- Bahati
11.2019
JOSPHAT KAREITHI