Purity Kamene Kula
Risk Manager
Nairobi
Summary
Accomplished banking professional with extensive experience in risk and compliance management, business process oversight, and strategic risk mitigation. Proven ability to develop and implement first-line risk management frameworks, ensuring alignment with business objectives and regulatory standards. Adept at identifying and assessing risks across business functions, maintaining up-to-date risk registers, and integrating risk management into core operations. Strong leadership skills in liaising with department heads to establish robust risk management policies and frameworks.
Overview
8
8
years of professional experience
7
7
years of post-secondary education
Work History
Business Risk & Control Manager
Equity Bank
01.2025 - Current
- Developed and implemented a comprehensive First Line risk management strategy aligned with strategic objectives.
- Created a process universe for the business functions and units maintain an up-to-date universe.
- Identified and assessed risks across various business functions and maintain an up-to-date risk register.
- Created a risk universe for the business functions and units and maintain an up-to-date control library, Key Risk Indicators (KRIs), Key Control Indicators (KCIs).
- Liaised with department heads to integrate risk management into business and functions processes and decision-making.
- Established and maintained risk management policies, procedures, and frameworks within the business function.
- Conducted regular risk assessments to identify emerging risks and update risk profiles accordingly.
- Monitored and evaluate Inherent risks against controls, key risk indicators (KRIs) and liaise with business functions to remediate potential issues.
- Ensured compliance with regulatory requirements and industry standards related to risk management.
- Implemented internal and external audit recommendations.
- Implemented risk management findings and recommendations in liaison with senior management and relevant stakeholders.
Relationship Supervisor - Channels
Equity Bank
03.2024 - 12.2024
- Developed and implemented risk management strategies for digital and agency banking channels.
- Conducted risk assessments to identify vulnerabilities in digital banking processes.
- Monitored compliance with regulatory requirements in payment solutions.
- Provided risk oversight for the recruitment and onboarding of corporate partners.
- Advised senior management on risk exposure and mitigation measures.
Payments Supervisor
Equity Bank
11.2021 - 03.2024
- Maintained an up-to-date risk register for payment solutions and merchant acquiring.
- Ensured adherence to internal risk controls and regulatory compliance in payment processing and agency application.
- Supervised operational risks related to DSRS at the branch level.
- Implemented audit recommendations to strengthen payment security measures.
- Led compliance training for corporate clients on digital payment risks.
Acting Relationship Supervisor – Onboarding & Customer Experience
Equity Bank
03.2019 - 11.2021
- Conducted risk assessments for customer onboarding processes and implemented control measures.
- Ensured compliance with Know Your Customer (KYC) regulations and Service Level Agreements (SLAs).
- Integrated risk management strategies into account opening and onboarding policies.
- Identified emerging risks and recommended mitigation strategies to senior management.
- Ensured audit and compliance requirements were met within customer onboarding.
Relationship Officer - Operations
Equity Bank
07.2018 - 02.2019
- Ensured risk controls were in place for cheque clearing and internet banking services.
- Provided support for fraud detection and mitigation within banking operations.
- Educated clients on cybersecurity and safe banking practices.
Education
MSc - Finance
Kenyatta University
09.2023 - 12.2025
FRR -
Global Association for Risk Professionals
12.2025 - 12.2025
Executive Certificate of Proficiency - Insurance
College of Insurance
Foundations of Banking and Credit -
Moody’s Analytics
Bachelor of Cooperative Business - Finance
The Cooperative University of Kenya
09.2014 - 12.2018
Skills
- Risk Management Frameworks & Compliance Tools
- Advanced Excel & Microsoft Office
- Banking Systems: Finacle, Oracle, Efront
- Project & People Management
- Financial Analysis & Business Strategy
References
Available upon request.
Relevant Training Certifications
- Basel II and III, 08/01/25
- ERM and ICAAP, 08/01/25
- An Introduction to Basel, 08/01/25
- Stress Testing and Scenario Analysis, 08/01/25
- Risk Management & Compliance Training
- Dual Custodianship Certification - Equity Bank, 08/01/21
- Elevating Customer Experience Training, 07/01/24
- Finacle Banking Systems & Oracle Service Cloud
Languages
English
Proficient
C2
Timeline
FRR -
Global Association for Risk Professionals
12.2025 - 12.2025
Business Risk & Control Manager
Equity Bank
01.2025 - Current
Relationship Supervisor - Channels
Equity Bank
03.2024 - 12.2024
MSc - Finance
Kenyatta University
09.2023 - 12.2025
Payments Supervisor
Equity Bank
11.2021 - 03.2024
Acting Relationship Supervisor – Onboarding & Customer Experience
Equity Bank
03.2019 - 11.2021
Relationship Officer - Operations
Equity Bank
07.2018 - 02.2019
Bachelor of Cooperative Business - Finance
The Cooperative University of Kenya
09.2014 - 12.2018
Executive Certificate of Proficiency - Insurance
College of Insurance
Foundations of Banking and Credit -
Moody’s Analytics