Nicholus Karani

Financial Auditing & Compliance

· Conduct internal control reviews, ensuring compliance with financial policies, CBK regulations, and IFRS.

· Perform audits and spot checks on treasury operations, reconciliations, and financial reporting.

· Strengthen financial controls and risk management frameworks.

Credit Risk & Cash Management

· Monitor and reconcile credit card transactions, ensuring fraud prevention and policy adherence.

· Oversee cash float balancing, foreign exchange transactions, and treasury operations.

Payroll & Employee Financial Services

· Ensure payroll compliance and review staff financial transactions.

· Validate reimbursements, loan advances, and employee financial benefits.

Inventory & Financial Systems Management

· Conduct financial audits related to inventory and banking systems.

· Validate reconciliations and financial entries in core banking systems.

· Ensure accurate transaction processing and compliance with POS system controls.

Customer Account & Financial Dispute Resolution

· Monitor customer accounts for discrepancies, chargebacks, and fraud risks.

· Investigate and resolve financial disputes while ensuring compliance with AML/KYC policies.

Operational Support & Policy Adherence

· Implement financial control policies and support operational teams.

· Conduct risk assessments and ensure adherence to governance standards.

· Foster collaboration across teams to strengthen compliance and internal controls.

· Financial Controls & Audit: Executed risk-based audit plans and identified areas for process improvement in the bank’s financial reporting and operational functions

· Documentation & Reporting: Compiled detailed audit reports with actionable recommendations to enhance the effectiveness of internal controls and compliance with financial regulations

· Control Account Reconciliation: Utilized data analysis tools to support account reconciliation processes, ensuring financial accuracy and identifying any discrepancies

· Trained audit staff on Audit Command Language (ACL) for forensic accounting and fraud detection, enhancing efficiency in identifying irregularities

· Developed critical skills in problem identification, financial data analysis, and report writing, further enhancing my ability to identify and document critical facts and findings