Travelling and driving for long distance and watching television shows
Open To Work
NEWTON MUKOFU TALIA
KAKAMEGA
Work Preference
Summary
Dedicated and detail-oriented Sacco Officer with over 8 years' experience in loan assessment, credit risk analysis, and portfolio management I am also experienced with managing financial transactions and maintaining accurate records. I am seeking to contribute strong analytical and customer-service skills to a progressive institution.
Overview
1
1
Certification
11
11
years of professional experience
Work History
Accounts Assistant
Lumakanda County Hospital
01.2015 - Current
- Developed standardized procedures for record-keeping, optimizing information retrieval systems.
- Performed administrative and clerical duties such as word processing, data entry, faxing and copying.
- Processed payments and documents such as invoices, journal vouchers, employee reimbursements, and statements.
- Contributed to a positive work environment through effective teamwork, communication, and collaboration within the accounting department.
- Managed accounts payable and receivable processes to ensure timely financial reporting.
- Assisted in the preparation of financial reports, enhancing data accuracy and consistency.
- Managed financial records and transactions, ensuring accuracy and compliance with hospital policies.
- Assisted in budget preparation and monitoring, contributing to efficient resource allocation.
- Streamlined invoicing processes, enhancing efficiency of accounts receivable operations.
- Developed reporting templates for financial analysis, supporting strategic decision-making initiatives.
- Led monthly audits of financial statements, identifying areas for process improvement and cost savings.
- Maintained clean and organized files by keeping accounts payable records up-to-date.
Credit Officer
Invest and Grow Sacco Limited
08.2017 - 02.2025
- Attended to member's inquiries where I trained and advised them on financial literacy and loan management.
- Prepared and presented Credit Defaulters reports to the Credit-Board Committee.
- Monitored client loan performance and conducted regular portfolio reviews.
- Conducted field visits to verify client information and business operations.
- Conducted regular account reviews to proactively identify potential risks in the credit portfolio, taking corrective actions as needed.
- Reduced delinquency rates by implementing effective portfolio management strategies.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
- Followed up on overdue accounts and implemented repayment strategies like loan restructuring and loan refinancing.
- Ensured all check off loans disbursed are effected for deduction by respective employers.
- Negative and positive listing of defaulters to Credit Reference Bureau (CRB)
- Facilitated change of pay points for members from various employers.
- Monitored loan portfolios to identify potential defaults or delinquencies
Education
BBA - Bachelor of Commerce-Finance
KCA University
Nairobi07-2026
Diploma - Accountancy
The Eldoret National Polytechnic
Eldoret, Uasin Gishu, Kenya01-2014
High School -
St Paul's Lugari Boys High School
11-2008
Skills
- Time management and organization
- ICT and digital literacy
- Integrity and ethical decision
- Negotiation skills
- Critical thinking and analytical
- Credit risk assessment
- Financial analysis skills
- Bank reconciliation
- Microsoft Excel skills
Interests
Certification
- July to August 2022: College of Insurance Nairobi-Trustee Development Programmed (TDP) Kenya
- 2014 to 2017: Kings College of Accountancy Eldoret -CPA Section 3.
Timeline
Credit Officer
Invest and Grow Sacco Limited
08.2017 - 02.2025
Accounts Assistant
Lumakanda County Hospital
01.2015 - Current
BBA - Bachelor of Commerce-Finance
KCA University
Diploma - Accountancy
The Eldoret National Polytechnic
High School -
St Paul's Lugari Boys High School