Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Mutio Josephat Kavindyo

Sales
Nairobi,Kenya

Summary

Results-driven Sales Professional, adaptable, with a solid 12+ years of experience in Business development, Account management, Relationship Management, Sales Operations& Distribution, Off Grid Solar PAYGO and Leadership.

Overview

18
18
years of professional experience
1
1
Certification
3
3
Languages

Work History

Retail Area Manager

Bboxx Capital Kenya
06.2019 - Current
  • Support in execution of the company's strategy by working on key activities and in collaboration with the senior executives and other key stakeholders to realize the business objectives
  • Implementing marketing and sales strategies to ensure brand awareness and visibility and a good product mix uptake
  • Sales strategy: Developing and executing the route to market growth strategy for the Indirect Sales as well as direct sales, implementing the sales KPIs
  • Suggesting changes to implementation plans, through market intelligence gathering on pricing, promotions, negotiations, market research etc
  • Supporting retail team supervisors in planning for their monthly/quarterly objectives
  • Assessing the current performance of territories and custom tailor the unique requirements by customers, to retain credible customers
  • Budgeting and ensuring strict execution to the budget lines to avoid wastage, and optimize returns
  • Customer care: ensuring timely and appropriate responses to customer complaints and concerns as well as warranty repair satisfaction and sales opportunities
  • Monitoring and making detailed reports on sales performance to the management, including key sales, marketing and regional performance metrics& regular forecasts
  • Ensuring the Unit's Agent network covers well the area/territory-Providing leadership, direction, and development to all aspects of the company's distribution and sales channels
  • Ensure goals and plans are effectively communicated, understood, and applied
  • Collaborate with cross-functional teams, including projects, finance, logistics
  • Marketing to ensure seamless end-to-end sales process
  • Establish and maintain strong relationships with customers, partners and stakeholders within the industry& Government Agencies
  • Achieved over 64% in revenue growth full year 2024 and a 113% target achievement in portfolio collections, and 39% contribution to business sales plan
  • Set sales objectives and attainment plans for [Type] region.
  • Achieved over 100% of regional quota for 4 straight quarters.
  • Developed 5 new managers from within 32-person regional workforce.

Branch Relationship Manager

Jitegemea Credit Scheme
01.2017 - 11.2018
  • Directing all operational aspects including operations, customer service, human resources, administration and sales
  • Assessing local markets conditions and identify current and prospective sales opportunities
  • Developing forecasts, financial objectives and business plans
  • Meeting goals and metrics
  • Bringing out the best of branch's personnel by providing training, coaching, development and motivation (Team leadership)
  • Adhering to high ethical standards, and comply with all regulations/applicable laws and regulation
  • Addressing customer and employee satisfaction issues promptly
  • Networking to improve the presence and reputation of the branch and company
  • Identifying, accessing and promoting the growth of agribusiness as part of diversification model
  • Capacity building i.e., recruiting and training sales staff
  • Developing targets and sales strategies
  • Helped to steer my unit/Branch back to profitability in six months

SME Banker

Jamii Bora Bank
11.2014 - 12.2016
  • Financial due diligence for SME clients and risk assessment
  • Maintaining database of SME Clients, I'm managing for continuous relationship management and growing the pipeline flow for new SME clients
  • Appraising, reviewing, validating, and processing applications in a timely manner
  • Liability mobilization(deposits)
  • Business development
  • Grew the deposit base from SME clients by 50%, grew the Agribusiness portfolio by 100%
  • Awarded a commendation letter
  • Steered the reduction of non-performing loans (NPAs) from a high of 6.7% to 3.1% in four months

Relationship Manager-Credit

Rafiki Microfinance Bank
05.2013 - 05.2014
  • Spearheading the credit function of the branch by ensuring high-quality loan book and growth, as well deposit mobilization and liability growth
  • Effective monitoring of loan repayments and mitigating of risk related to defaults
  • Ensuring the highest level of customer satisfaction
  • People management for staff including training, performance management, and employee relations
  • Ensures regulatory compliance and implementation of effective anti-money laundering procedures controls
  • Steered the reduction of non-performing loans (NPAs) from a high of 6.7% to 3.1% in four months

Credit Administrator

Equity Bank Kenya
05.2008 - 05.2013
  • Pro-actively monitoring credit performance and repayment to avoid a deterioration
  • Monitored the booking of charges, commissions, and fees while ensuring that income leakages are checked
  • Monitored compliance by the relationship team of the credit approval conditions e.g
  • Financial information, securities covenants, etc
  • Kept the PAR (portfolio at risk) within the set limits (below 3%) 100% on-time reporting

Graduate Trainee

Oserian Development Company
06.2007 - 06.2008

Education

Bachelor of Science - Horticulture

Maseno University

Skills

Problem solving

Leadership

Sales Acumen

Communication Skills

Analytical Skills

Interpersonal Skills

Adaptable

Collaborative

Certification

Certified Public Accountant (CPA I)

Timeline

Retail Area Manager

Bboxx Capital Kenya
06.2019 - Current

Branch Relationship Manager

Jitegemea Credit Scheme
01.2017 - 11.2018

SME Banker

Jamii Bora Bank
11.2014 - 12.2016

Relationship Manager-Credit

Rafiki Microfinance Bank
05.2013 - 05.2014

Credit Administrator

Equity Bank Kenya
05.2008 - 05.2013

Graduate Trainee

Oserian Development Company
06.2007 - 06.2008

Bachelor of Science - Horticulture

Maseno University
Mutio Josephat KavindyoSales