Summary
Overview
Work History
Education
Skills
Accomplishments
Interests
Timeline
Generic

Minhaj Mohamud

Administration Officer
Nairobi

Summary

Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level admistration position. Ready to help team achieve company goals. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. Reliable business professional with experience in project management, process improvement and financial analysis. Proven track record of successfully streamlining business operations and reducing costs. Adept at analyzing data to identify trends and developing strategies to improve efficiency.

Overview

1
1
year of professional experience
3
3
Languages

Work History

Construction Site Manager

Top High Flight Construction Limited
09.2023 - 04.2024
  • Delivered high-quality results, ensuring rigorous adherence to building codes and safety regulations on all sites.
  • Collaborated closely with architects and engineers during design and planning phases to ensure seamless integration of construction activities.
  • Managed subcontractors effectively, fostering strong relationships to maintain seamless collaboration throughout the project lifecycle.
  • Reduced costs for multiple projects, optimizing budgets through strategic material sourcing and vendor negotiations.
  • Enabled seamless handover processes post-construction by providing comprehensive documentation packages to clients upon project completion.
  • Ensured robust safety protocols were in place on all sites, conducting regular training sessions for staff members to minimize accidents and create a secure working environment.
  • Expedited project completion timelines by coordinating multi-disciplinary teams in a cohesive manner.
  • Conducted regular site inspections to ensure quality standards were upheld throughout each phase of the construction process while minimizing potential hazards on-site as well as delays in progress timelines.
  • Evaluated and selected contractors based on competitive bidding processes, securing top talent at optimal pricing levels for various projects.
  • Enhanced project success rates with thorough risk assessments and proactive mitigation strategies.
  • Championed sustainable construction initiatives, integrating eco-friendly materials and energy-efficient designs into projects where possible.
  • Surveyed sites to determine material needs and accurately manage inventories and budgets.
  • Communicated daily with vendors to keep project fully operational.
  • Prepared and managed project budgets to accurately track costs and expenses.
  • Developed and implemented quality control plan to guarantee highest standards of workmanship.
  • Identified and resolved construction issues promptly to prevent delays.

Credit Risk Officer

Kenya Industrial Estates Ltd
01.2023 - 07.2023
  • Coordinated cross-functional teams to address complex issues, leading to more efficient problem-solving processes.
  • Implemented process improvements that streamlined workflows, reducing redundancies and increasing operational efficiency.
  • Maintained strict adherence to industry regulations, minimizing risk exposure for the organization.
  • Enhanced communication between team members by organizing regular meetings and fostering open dialogue.
  • Recognized potential problem loans early, facilitating prompt corrective actions that mitigated losses for the organization.
  • Provided recommendations for policy adjustments based on changing economic conditions and borrower profiles.
  • Influenced changes in lending practices by staying abreast of regulatory requirements and best practices within the industry.
  • Championed a culture of risk awareness within the organization by sharing insights and fostering open communication between departments.
  • Collaborated with cross-functional teams to ensure alignment of risk management policies and procedures.
  • Enhanced portfolio performance with diligent monitoring and proactive risk mitigation measures.
  • Participated in due diligence activities during mergers or acquisitions, assessing potential target companies'' credit portfolios for integration compatibility.
  • Identified potential risks by analyzing trends in industry-specific data and market fluctuations.
  • Conducted in-depth financial analysis to evaluate corporate borrowers'' creditworthiness.
  • Reviewed and verified income, credit reports and employment histories for each borrower.
  • Obtained and interpreted financial statements to assist in credit limit reviews.
  • Adhered to banking standards and government lending guidelines for loan services.
  • Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
  • Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Checked appraisals, title information and insurance documents for each property.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.

Education

Diploma In Business Management - Business Management

Mount Kenya University
Nairobi
08.2023

High School Certificate - High School Education

Wajir High School
Wajir
11.2019

Skills

  • Conducted regular site inspections to ensure quality standards were upheld throughout each phase of the construction process while minimizing potential hazards on-site as well as delays in progress timelines

  • Expedited project completion timelines by coordinating multi-disciplinary teams in a cohesive manner

  • Contributed to business growth, securing repeat clients through excellent site management practices and consistent delivery of superior results

  • Recommended approval or disapproval of commercial, real estate or credit loans

  • Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams

  • Credit validations

  • Checked appraisals, title information and insurance documents for each property

  • Effective at keeping customer loans in line with bank and legal guidelines through systematic assessments of property values and borrower histories Dedicated to optimizing bank portfolios by balancing risk with profitability

  • Devised collection recovery strategies to resolve customer issues and delinquent cases

  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility

  • Loan recommendations

  • Organized and finalized loan applications for underwriter review

  • Documentation preparation

  • Customer Relations

  • Developed key relationships with clients, providing exceptional service and fostering long-term partnerships

  • Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks

  • Negotiated favorable terms with clients for both secured and unsecured lending products, resulting in mutually beneficial agreements

  • Increased customer satisfaction scores by promptly addressing concerns and resolving issues related to credit products

  • Motivated and encouraged staff to enhance productivity and meet demanding internal and customer targets

  • Kept records of customers' charges and payments

  • Engaged in complex data analytics, quality assurance and database management to quantify and substantiate observations and lend credence to proposed operational enhancements

  • Influenced appropriate risk management prioritization on front lines to promote strategic objectives while meeting operational risk program expectations

  • Applied subject matter expertise and industry knowledge to provide independent oversight to operational risk management activities

  • Fostered productive business partnerships with team members and outside representatives to benefit personal understanding of risk factors and strengthen influence through positive reputation

  • Oversaw organization-wide banking function, challenging existing operational risk routines to improve identification, access control and incident reporting standards

  • Established strong relationships with regulators and external partners to foster trust and credibility for the organization''s risk management efforts

  • Conducted thorough due diligence on potential investments, minimizing exposure to unforeseen risks

  • Developed comprehensive risk reports for senior management, enabling informed decisionmaking

Accomplishments

  • Documented and resolved customer service issue which led to customer retention
  • Resolved product issue through consumer testing

Interests

Participating in Community development activities

Timeline

Construction Site Manager

Top High Flight Construction Limited
09.2023 - 04.2024

Credit Risk Officer

Kenya Industrial Estates Ltd
01.2023 - 07.2023

Diploma In Business Management - Business Management

Mount Kenya University

High School Certificate - High School Education

Wajir High School

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Minhaj MohamudAdministration Officer