MICHAEL MUTUNGI
NAMANGA
Summary
To become a Relationship Manager-Credit where I can utilize my knowledge, skills, initiative, dedication and experience to ensure growth of a high quality branch portfolio while ensuring full compliance to all credit policies and procedures set by the Bank.
I am a confident committed and innovative person who can work under minimal supervision, a fast learner, a team player and have good leadership, interpersonal, negotiation, verbal and public relation skills. I value ethics, integrity, being trustworthy, disciplined and responsible with desire to take on new challenges while working effectively unsupervised and quickly mastering new skills.
Overview
10
10
years of professional experience
Work History
BRANCH HEAD OF CREDIT/BRANCH CREDIT ADMIN
EQUITY BANK (KENYA) LIMITED
06.2023 - Current
- In charge of growth and quality of branch portfolio
- Ensuring that branch credit staff meets their KPIs
- Fostering teamwork, ensure motivation and discipline among credit staff
- Participating and chairing the branch credit committee
- Monitoring the lending process at the branch
- Liaison person between the branch and head office credit
- Responsible for all credit reports such as PAR analysis Portfolio distribution reports, monthly credit reports and any other information required by head office on credit activities
- Escalating systems challenges to head office and give directions to the branch
- Co-ordinating perfection process from branch through head office and legal Department
- Enforcing compliance to all credit policies and procedures other regulatory Policies at the branch.
BRANCH CREDIT ADMINISTRATOR
EQUITY BANK (KENYA) LIMITED
11.2021 - 06.2023
- Principal deputy to the branch Head of Credit
- In charge of growth and quality of branch portfolio as well as supporting on staff productivity monitoring
- Fostering teamwork, ensure motivation and discipline among credit staff
- Responsible for all credit reports such as PAR analysis Portfolio distribution reports, monthly credit reports and any other information required by head office on credit activities
- Enforce compliance to all credit policies and procedures as well as other regulatory policies at the branch
- Overseeing proper filing of customer records and documents in the branch
- Enforcement of overall sectors/segments strategies within the branch
- Verification of system transactions relating to credit activities.
RELATIONSHIP OFFICER MICRO CREDIT
EQUITY BANK (KENYA) LIMITED
08.2014 - 11.2021
- Client Acquisition through marketing to existing and potential clients
- Loan appraisal and making recommendations to Credit Committees
- Loan Monitoring to ensure high quality portfolio
- Proper management of client files and documents
- Maintaining close and professional relationship with the clients in the sector
- Ensuring compliance with banks processes and procedures.
Education
Bachelor of Commerce (Finance option), Second Class Upper Division -
Multi Media University of Kenya
Skills
- Underwriting
- Planning
- Task Prioritization
- Communication
- Teamwork and Collaboration
- Analytical Thinking
- Decision-Making
- Problem-Solving
- Working under minimum supervision
- Customer Relationship Management
- Time Management
- Organization
- Interpersonal
Accomplishments
- Growth of a high quality portfolio
- Compliance of credit procedures, policies and processes.
- Leading and mentoring a highly motivated, united and disciplined credit staff.
- Enforcement of overall sectors strategies within the branch.
- Enhancement of the relationship management of clients under my portfolio.
Religion
CHRISTIAN
Cellphone
0763083727/ 0717083727
Email Address
michael.mutungi@equitybank.co.ke
Marital Status
MARRIED
Id No
28455511
Personal Information
- Date of Birth: 05/15/87
- Gender: MALE
- Nationality: KENYAN
Languages
ENGLISH, KISWAHILI
References
- Cosmas Mbevo, BGDM, Equity Bank, Emali Branch, 0720860839
- Njenga Ndungu, Credit Manager, Equity Bank, Thika Kenyatta Branch, 0722722098
- Joseph Thiong’o, Branch Manager, Equity Bank, Kangemi Branch, 0712181781
Timeline
BRANCH HEAD OF CREDIT/BRANCH CREDIT ADMIN
EQUITY BANK (KENYA) LIMITED
06.2023 - Current
BRANCH CREDIT ADMINISTRATOR
EQUITY BANK (KENYA) LIMITED
11.2021 - 06.2023
RELATIONSHIP OFFICER MICRO CREDIT
EQUITY BANK (KENYA) LIMITED
08.2014 - 11.2021
Bachelor of Commerce (Finance option), Second Class Upper Division -
Multi Media University of Kenya
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