Maureen Nafula
Investment Analyst
Nairobi
Summary
Dedicated professional with strong analytical skills aimed at streamlining operations to promote organizational efficiency. Uses independent decision-making skills and sound judgment to positively impact company success.
Overview
10
10
years of professional experience
Work History
Investment Analyst
The National Treasury
02.2021 - Current
- State Corporations' budgets review and analysis
- Review State Corporations' requests and give recommendations for implementation
- Participate in State Corporations' performance contracts negotiations
- Guide State Corporations' in submitting statutory reports to the National Treasury
- Attend Public Investment Committees and attend to any issues raised in regards to State Corporations' and National Treasury.
- Monitor financial and operational performance of state corporations based on financial and key performance indicators;
- Evaluate annual audited reports and achievement of annual performance targets of state-corporations;
- Monitor financial and operational performance of State Corporations based on financial and operational key performance Indicators including investments made by government investment enterprise;
- Monitoring of state corporations approved budget execution through quarterly financial reports;
- Recommending approval of state corporations' budgets, corporate plans and other strategic undertakings; and
- Preparation of on-lending, on-granting agreements and guarantee documents to state corporations to implement strategic investments for Government;
Senior Relationship Officer
SMEP Microfinance Bank
10.2016 - 01.2021
- Responsible for client evaluations and loan processing;
- Responsible for maintaining a quality asset portfolio as per the Banks requirements;
- Responsible for recording, verifying and assessing the securities offered for loans with assistance of the Branch Manager;
- Stimulate client training on lending policies, procedures and basic business skills, loans and business operations;
- Responsible for record keeping for all clients e.g. Savings, loan status;
- Responsible to evaluate clients' businesses and determine whether they are worth the amount applied for; and
- Ensure client retention through excellent customer service.
- Due to my quick learning skills, I was able to quickly acquire the skills of credit management and group management in a span of less than 6 months whereby I was able to turn around a poorly performing portfolio to one of the best in the company am currently working for.
Credit Analyst
SMEP Microfinance Bank
08.2014 - 09.2016
- Analyze and evaluate loan applications (financial data, credit reports and Cash Analysis) to ensure compliance to the lending policies;
- · Identify problems, potential problems with credit information obtained and coordinate with the necessary party to resolve the problems;
- · Understand Bank's lending policies and identify exceptions and non compliance with loan covenants while performing credit analysis;
- · Analyzed credit and financial information (e.g., credit reports, tax returns, financial statements, etc.) to determine risk involved in lending money to Small and Medium Scale Enterprise, and individual borrowers;
- · Established high standards of credit analysis and ensure adherence to the same at all times in collaboration with the Team Leader; and
- · Ensured that lending policies and procedures, including sector concentration limits are adhered to.
Education
Bachelor of Arts - Economics And Finance
Kenyatta University
Nairobi 04.2001 -
CPA
KASNEB
NairobiCertificate - Financing & Reporting Government Capital Projects
Institute of Certified Investment & Fin Analysts
04.2001 -
Certificate - Investments And Wealth Creation in Africa
Institute of Certified Investment & Fin Analysts
Nairobi 04.2001 -
Certificate - Advanced Debt Management And Analytical Tools
Kenya School of Monetary Studies
Nairobi 04.2001 -
Certificate - Kenya Certificate of Secondary Education
Butere Girls High School
Butere 04.2001 -
Skills
Statistical and analytical skills
Planning and people management skills;
Keen to details; and
Planning and people management skills;
Affiliations
Member of the Economist Society of Kenya
Timeline
Investment Analyst
The National Treasury
02.2021 - Current
Senior Relationship Officer
SMEP Microfinance Bank
10.2016 - 01.2021
Credit Analyst
SMEP Microfinance Bank
08.2014 - 09.2016
Bachelor of Arts - Economics And Finance
Kenyatta University
04.2001 -
Certificate - Financing & Reporting Government Capital Projects
Institute of Certified Investment & Fin Analysts
04.2001 -
Certificate - Investments And Wealth Creation in Africa
Institute of Certified Investment & Fin Analysts
04.2001 -
Certificate - Advanced Debt Management And Analytical Tools
Kenya School of Monetary Studies
04.2001 -
Certificate - Kenya Certificate of Secondary Education
Butere Girls High School
04.2001 -
CPA
KASNEB