LENOX KINYAMAL GILISHO
NAROK,30
Summary
To be on the frontline in formulation of policies, economic models and various innovation in the field of finance that would bring a positive impact in daily livelihood. To follow a swift career path where I will be able to grow in the ethics of my profession to be in a position to fulfill my goals and be able to lead others in achieving the common good. To be a leader in my field and ensure that each action undertaken can be replicated and get great results as such be an exemplary professional in achieving common good for the collective course.
I am a focused, hardworking, a team player and responsible person who believes in a high degree of integrity and sincerity and endeavors towards making a positive difference in my work. A fast learner with great interpersonal skills and an eye for goal in the pursuit of excellence.
Overview
6
6
years of professional experience
16
16
years of post-secondary education
Work History
Relationship Officer (SME BUSINESS BANKING)
KINGDOM BANK LTD
12.2023 - Current
- Meeting the clients interest in taking out a loan and providing them with the necessary information to start the application process
- Collecting the needed financial documents and assessing the client’s creditworthiness
- Calculating and analyzing the risk ratios of clients based on their credit score and financial history
- Approving or denying loan requests and communicating the same to both clients and management
- Setting up payment plans for clients explaining monthly installment amounts interest rates and other credit costs
- Maintaining records of loan applications by using the core banking system software
- Managing loan renewals by organizing follow up meetings with clients
- Monitoring the progress of the loan application process and relaying any hindrances to clients
- Ensuring the loan applications are in line with the company’s financial policies, as well as state laws and regulations
- Monitoring loan repayment as per the agreed loan installments and tenor
- Coordinate efforts to collect debts with debt recovery department both at early arrears and in default stage
- Any other assigned duties by the management
Relationship Officer CREDIT (PERSONAL/BUSINESS BANKING)
FAMILY BANK KENYA LTD
01.2022 - 12.2023
- Meeting the clients interest in taking out a loan and providing them with the necessary information to start the application process
- Collecting the needed financial documents and assessing the client’s creditworthiness
- Calculating and analyzing the risk ratios of clients based on their credit score and financial history
- Approving or denying loan requests and communicating the same to both clients and management
- Setting up payment plans for clients explaining monthly installment amounts interest rates and other credit costs
- Maintaining records of loan applications by using the core banking system software
- Managing loan renewals by organizing follow up meetings with clients
- Monitoring the progress of the loan application process and relaying any hindrances to clients
- Ensuring the loan applications are in line with the company’s financial policies, as well as state laws and regulations
- Monitoring loan repayment as per the agreed loan installments and tenor
- Coordinate efforts to collect debts with debt recovery department both at early arrears and in default stage
- Any other assigned duties by the management
Accounts Assistant/CREDIT Officer BOSA
GOOD HOPE SACCO LTD
07.2020 - 12.2021
- Managing and organizing reports including SARSA daily and monthly reports
- Working closely with the senior accountant
- Maintaining bookkeeping and other office accounting needs
- Collecting payments and updating accounts payable and receivable records
- Scheduling client appointment and maintaining important department deadlines
- Communicating with clients to better understand financial needs and report that information to the accountant
- Managing customer expectations both existing and new customers
- Conducting consumer education
- Identifying new markets
- Recording business transactions
- Issue loans and maintaining loan portfolio at risk (PAR) and none performing loans (NPLs)
- Monthly bank reconciliation
- Managing basic office administrative tasks including filing, emailing, reporting and printing
- Recording and processing all financial and accounting practices including profit and loss reports
- Processing statutory payments ie PAYE, NSSF and NHIF
- Filing returns ie VAT, PAYE and Excise
TELLER
GOOD HOPE SACCO LTD
10.2018 - 06.2020
- Receiving the working cash for the day and counting it before the shift begins
- Accepting deposits of both checks and cash and validating deposit slips
- Processing cash withdrawals
- Receiving payments for bills, loans and mortgages
- To answer queries and to assist customers with account related issues
- Monthly bank reconciliation
- Balancing of the checks and cash at the end of every day
Education
BACHELOR OF BUSINESS MANAGEMENT AND SCIENCE - ACCOUNTING OPTION
UNIVERSITY OF ELDORET
01.2013 - 04.2017
KENYA CERTIFICATE OF SECONDARY EDUCATION - undefined
TENGECHA BOYS HIGH SCHOOL
01.2009 - 04.2012
KENYA CERTIFICATE OF PRIMARY EDUCATION - undefined
KILGORIS ACADEMY
01.2000 - 04.2008
Skills
Excellent communication skills
Comfortable with computers
Spreadsheet
Accounting software
Financial software systems
Ability to keep calm under pressure
Confidence
Persistence
Ability to build and sustain teamwork
Good interpersonal skills
Customer centricity
Strong organizational skills
Time management skills
Project management
Multitasking
Prioritizing
Deadline management
Critical thinking
Analytical thinking
Excellent customer service skills
Legal knowledge on matters credit
Professionalstudies
Certified Public Accountant (CPA), Part 1
Personalskillsandqualities
- Excellent communication skills
- Comfortable with computers, spreadsheet, accounting software and other financial software systems.
- The ability to keep calm under pressure
- Confidence and persistence
- Ability to build and sustain teamwork
- Good interpersonal skills and customer centricity.
- Strong organizational and time management skills.
- Project management abilities including multitasking, prioritizing and deadline management.
- Critical and analytical thinking to be able to solve issues at hand in an appropriate manner.
- Excellent customer service skills.
- Legal knowledge on matters credit.
Tel
0706301240
Personal Information
- Hobbies: Exploring new challenges, Socializing, Reading and researching on business and technological issues, Playing football and badminton
- Date of Birth: 04/24/94
- Gender: Male
- Nationality: Kenyan
- Marital Status: Single
Training
- Salesforce Development Programme, Stathmore University
- Credit Management, Kenya School of Credit Management
- Co-operative education and training, KUSCCO
- Computer packages, Compulink Kenya Computer Training College, Kilgoris
Timeline
Relationship Officer (SME BUSINESS BANKING)
KINGDOM BANK LTD
12.2023 - Current
Relationship Officer CREDIT (PERSONAL/BUSINESS BANKING)
FAMILY BANK KENYA LTD
01.2022 - 12.2023
Accounts Assistant/CREDIT Officer BOSA
GOOD HOPE SACCO LTD
07.2020 - 12.2021
TELLER
GOOD HOPE SACCO LTD
10.2018 - 06.2020
BACHELOR OF BUSINESS MANAGEMENT AND SCIENCE - ACCOUNTING OPTION
UNIVERSITY OF ELDORET
01.2013 - 04.2017
KENYA CERTIFICATE OF SECONDARY EDUCATION - undefined
TENGECHA BOYS HIGH SCHOOL
01.2009 - 04.2012
KENYA CERTIFICATE OF PRIMARY EDUCATION - undefined
KILGORIS ACADEMY
01.2000 - 04.2008