Kevin Owino Ochieng
Credit Advisory
Siaya,Siaya
Summary
Highly analytical and results-driven Credit Risk professional with over 10 years of progressive experience in Special Assets Management, Credit Risk, and Portfolio Monitoring within top-tier financial institutions (Equity Group, NCBA). Expertise in non-performing loan (NPL) restructuring, financial statement analysis, regulatory alignment, and macroeconomic risk assessment. Proven ability to minimize capital loss by effectively managing high-value, distressed credit portfolios.
Overview
8
8
years of professional experience
6045
6045
years of post-secondary education
Work History
Assistant Manager, Group Special Assets
Equity Group Holdings
Nairobi, Nairobi
01.2024 - Current
- Monitor, collate and analyze financial information and identify/highlight any areas that require further investigation
- Ensure that all required management information on the portfolio is accurate and submitted in a timely manner
- Supporting Senior Special Managers with all the administration and operational work in their respective portfolios
- Attending customer visits and meeting with third party vendors such as monitoring agents, consultants, and external lawyers
- Identifying, mitigating, and properly documenting risks and policy exceptions, recommending risk ratings and exposure strategies
- Liaising with Senior Special Assets Managers to ensure accurate covenant testing and monitoring
- Interpreting and analyzing interim and annual financial statements
- Liaising with the Senior Managers to ensure timely submission and approval of memos, interim reviews, annual reviews, and Special Assets Board Papers
- Manage daily, weekly, and monthly reports
Credit Risk Officer
NCBA Bank Kenya PLC
Nairobi
03.2018 - 01.2024
- Support Credit Risk Management team to ensure branches and other departments adhere to the credit risk policies and procedures
- Identify, discuss and initiate restructuring of non- performing accounts in accordance to set procedures to ensure that the bank is covered all through the discussions
- Support in providing training for new members and branch teams on credit risk policies and operational guidelines
- Periodically carry out training on systems to new members and branch teams
- Management of service providers - repossession agents
- Ensure compliance on credit risk policies, within the department, the branches and other departments
- Ensure audit findings under credit risk department are well handled and issues raised are closed amicably and within set timelines
- Support in preparation of periodical reports for departmental meetings and credit committee
- Support in providing responses to queries directed to the department in regards to credit risk management
- Fostered productive business partnerships with team members and outside representatives to benefit personal understanding of risk factors and strengthen influence through positive reputation.
Education
Master of Science - Finance and Investments
University of Nairobi
Nairobi, Kenya12.2021
Bachelor of Business Management - Finance Option
Moi University
Eldoret, Kenya12.2013
High School Diploma -
Mangu High School
Thika11.2007
Skills
- Operations management
References
- Miss Irene Njuguna, Manager, Credit Risk Management, NCBA Bank Kenya, +254 726 351 000
- Mr. Juvinalis Mutua, Senior Special Assets manager, KCB Group, +254 727 859 389
- Ms Christine Onsoti, Business Manager, Stanbic Bank Kenya, +254 722 593 716
Timeline
Assistant Manager, Group Special Assets
Equity Group Holdings
01.2024 - Current
Credit Risk Officer
NCBA Bank Kenya PLC
03.2018 - 01.2024
Master of Science - Finance and Investments
University of Nairobi
Bachelor of Business Management - Finance Option
Moi University
High School Diploma -
Mangu High School