JUDDY CHEPKOECH TONUI
Summary
Dedicated Risk and Compliance professional with expertise in insurance and Enterprise Risk Management. Background includes General and Life insurance, facilitating a comprehensive understanding of customer journeys. Currently involved in developing and executing risk frameworks, compliance monitoring, and internal controls to enhance business resilience and readiness for future challenges.
Overview
9
9
years of professional experience
Work History
Risk and compliance Manager
Britam General Insurance
Nairobi, Kenya
08.2025 - Current
- Facilitated identification and assessment of operational, financial, and compliance risks for effective management.
- Developed and implemented risk mitigation measures, ensuring timely follow-ups on agreed actions.
- Collaborated with business units to guarantee adherence to regulatory requirements and internal policies.
- Prepared periodic risk and compliance reports for management, highlighting emerging trends and mitigation progress.
- Maintained enterprise risk register, tracking key risk indicators to support informed decision-making.
- Strengthened organizational risk culture through team collaboration and promotion of ownership in risk management.
- Provided risk and compliance insights for ongoing projects to ensure early identification and resolution of risks.
- Engaged with regulators and stakeholders to support compliance reviews and reporting obligations.
Senior Risk & Compliance Officer
GA Insurance
Nairobi, Kenya
11.2023 - 07.2025
- Developed and maintained risk management strategy for organization.
- Conducted comprehensive risk assessments aligned with risk management framework.
- Implemented systems, policies, and procedures for risk information analysis.
- Evaluated adequacy of controls established by management to mitigate identified risks.
- Maintained risk registers and tracked progress on risk mitigation action plans.
- Coordinated strategic risk analysis by reviewing business processes with owners.
- Prepared monthly and quarterly risk management reports for Board Risk committee.
- Facilitated team meetings and training sessions to enhance risk management knowledge.
Risk and Compliance Officer
APA Insurance
Nairobi, Kenya
01.2022 - 10.2023
- Developing and implementing systems, policies and procedures for the identification, collection, and analysis of risk related information
- Conducting comprehensive risk assessments across the business & functional areas in line with the risk management framework
- Evaluation of the adequacy and effectiveness of controls established by management to ensure that identified risks are appropriately mitigated at both department and process level
- Maintenance of the risk registers and assist management in tracking progress on the implementation of risk mitigation action plans
- Evaluation of departmental strategies and initiatives of whether they are aligned with group goals and objectives
Team Leader Contact Centre & Risk champion
APA Insurance
Nairobi, Kenya
01.2017 - 01.2022
- Risk Champion role: Spearhead the documentation of Customer Service Risk in a risk register while ensuring that the team consistently implement the proposed measures so as to minimize the likelihood or impact of risks (As stipulated in the Risk Champion JD)
- Responsible for overseeing the performance of the Contact Centre representatives by providing leadership, coaching and support to them a position that earned me several awards including (Above and Beyond Call of Duty award)
Education
Accountancy
KASNEB
Kenya01.2026
Master of Science - Strategic Management
Jomo Kenyatta University of Agriculture & Tech
Kenya12-2024
Certified Anti-money laundering Expert - Financial Crime
Indiaforensic
India01.2024
Certificate in Enterprise Risk Management - Enterprise Risk Management
Institute of Risk Management
United Kingdom12-2023
ISO 9001:2015 Lead Auditor Certified -
SGS
01.2023
Certificate in ESG - Sustainability
Corporate Finance Institute
01.2022
Diploma - Insurance
College of Insurance
11-2021
Bachelor - Business Information Management
Kisii University
Kenya12-2014
Skills
- ISO 9001:2015 expertise
- Risk management
- Policies and procedures documentation
- Problem solving
- Relationship management
- Anti-money laundering knowledge
- Decision making
- Compliance reporting
- Reporting proficiency
- Analytical skills
- Critical thinking
- Verbal communication
- Written communication
- Data protection
- AML/CFT compliance
- Risk assessment techniques
- Regulatory compliance analysis
- Policy development
- Effective communication training
Accomplishments
- Conducted an enterprise-wide risk assessment that identified cost-saving opportunities, leading to annual savings of KSh 1.5 million
- Designed and executed training programs and communication strategies that significantly improved risk awareness and proactive risk management practices across the organization
- Awarded Best Trainer of Trainees for outstanding delivery of training programs that improved staff competency and operational efficiency
- Led the successful implementation of the ISO 9001:2015 Quality Management System, enhancing operational efficiency, and ensuring compliance with international quality standards
Affiliations
- Institute of Risk Management (UK), P0079703
- Associate Institute of Insurance Kenya (AIIK)
- Certified Anti-money laundering expert (CAME)
Hobbies and Interests
- Cooking
- Reading
- Team sports
- Community involvement
- Public speaking
References
- Ms. Judith Bogonko, Chief Commercial Officer, Fingo Africa, Nairobi, Mobile: +2547207 11972, Email: jkerubo@gmail.com
- Ms. Agnes Githinji, Manager of Talent and Acquisition, Britam Holdings, Nairobi, Mobile +2547001 64470
- Ms. Emily Agoro, Senior Relationship Manager, APA Insurance, Nairobi, Nairobi, Mobile: +254723901449
Languages
- English
- Kiswahili
Timeline
Risk and compliance Manager
Britam General Insurance
08.2025 - Current
Senior Risk & Compliance Officer
GA Insurance
11.2023 - 07.2025
Risk and Compliance Officer
APA Insurance
01.2022 - 10.2023
Team Leader Contact Centre & Risk champion
APA Insurance
01.2017 - 01.2022
Accountancy
KASNEB
Master of Science - Strategic Management
Jomo Kenyatta University of Agriculture & Tech
Certified Anti-money laundering Expert - Financial Crime
Indiaforensic
Certificate in Enterprise Risk Management - Enterprise Risk Management
Institute of Risk Management
ISO 9001:2015 Lead Auditor Certified -
SGS
Certificate in ESG - Sustainability
Corporate Finance Institute
Diploma - Insurance
College of Insurance
Bachelor - Business Information Management
Kisii University