JOHN KABUE KARANJA
Economist, Accountant, Financial Advisor
Ruiru
Summary
Dynamic financial advisor with over 5 years of experience in credit, investment planning, and client relationship management, dedicated to empowering clients to achieve financial aspirations. Proven expertise in developing and implementing tailored strategies that enhance client satisfaction and retention while driving business growth. Skilled in fostering strong relationships that promote financial literacy and ensure long-term success. Committed to delivering exceptional value through insightful financial education and strategic guidance, consistently exceeding client expectations.
Overview
7
7
years of professional experience
2
2
Languages
Work History
Financial Advisor
Britam
06.2025 - Current
- Marketing and educating clients about Britam's products.
- Advising clients on investment strategies, retirement planning, and financial management to achieve their financial goals.
- Building and maintaining strong relationships with clients to ensure satisfaction and retention.
Relationship Officer-Credit
Equity Bank (Kenya) Limited
10.2022 - 06.2025
- Increased value of asset portfolio by 100M by developing targeted client acquisition and retention strategies at Equity Bank.
- Reviewed and analyzed over 50 business credit applications monthly, ensuring compliance and risk mitigation.
- Conducted engagement activities to maintain productive relationships with stakeholders.
- Conducted regular portfolio reviews to identify and mitigate potential risks, enhancing overall portfolio quality.
- Developed and maintained strong client relationships, resulting in a 20% increase in repeat business and customer referrals.
Accountant
MERCY LITE HOSPITAL
04.2021 - 10.2022
- Prepared and analyzed financial statements to ensure accuracy and compliance with accounting standards.
- Managed accounts payable and receivable processes, ensuring timely payments and collections.
- Performed bank reconciliations and resolved discrepancies to maintain accurate financial records.
- Assisted in the preparation of tax returns and ensured compliance with applicable tax laws and regulations.
Evidence Based Intervention Facilitator- Volunteer
Dreams Intervention Ruiru (Under Jhpiego, HIV Free Generation and USAID)
06.2019 - 10.2022
- Guided adolescent girls and young women on sexual health.
- Encouraged HIV testing among participants to promote health awareness.
- Facilitated group sessions and one-on-one discussions to educate participants on HIV prevention and reproductive health.
- Developed and implemented evidence-based intervention strategies targeting adolescent girls and young women to improve sexual health outcomes.
Field Enumerator
Ministry of Agriculture
01.2021 - 02.2021
- Interviewed farmers to assess their agricultural practices.
- Ensured precise documentation of all acquired data for subsequent examination.
- Compiled detailed metrics on various farming practices such as land area, types of coffee planted, cultivation techniques employed, production outputs and resource application.
- Mapped and verified geographic locations of farms using GPS technology.
Education
Bachelor of Economics and Finance -
Kenyatta University
Nairobi07.2019
CIBC: Certificate in Business Credit - undefined
Moody's
New York City10.2024
Executive Certificate of Proficiency in Insurance (ECOP) - undefined
College of Insurance
Nairobi08.2024
CPA Part 1 - undefined
KASNEB
Nairobi05.2019
Kenya Certificate of Secondary Education- KCSE -
Gathiru-ini Secondary School
Githunguri11.2011
Skills
Economics
Timeline
Financial Advisor
Britam
06.2025 - Current
Relationship Officer-Credit
Equity Bank (Kenya) Limited
10.2022 - 06.2025
Accountant
MERCY LITE HOSPITAL
04.2021 - 10.2022
Field Enumerator
Ministry of Agriculture
01.2021 - 02.2021
Evidence Based Intervention Facilitator- Volunteer
Dreams Intervention Ruiru (Under Jhpiego, HIV Free Generation and USAID)
06.2019 - 10.2022
CIBC: Certificate in Business Credit - undefined
Moody's
Executive Certificate of Proficiency in Insurance (ECOP) - undefined
College of Insurance
CPA Part 1 - undefined
KASNEB
Bachelor of Economics and Finance -
Kenyatta University
Kenya Certificate of Secondary Education- KCSE -
Gathiru-ini Secondary School
Extra-Curricular Activities
2025-04-01 IRA Certificate, Insurance Regulatory Authority, Nairobi, Kenya.
2018-04-01 Certificate In Leadership Development and Mentorship, Kenyatta University, Nairobi, Kenya.
2024-05-01 Elevating the Customer Experience, Moody's, New York City, NY, USA.
2024-08-01 Introduction to Cyber Security, CISCO.
References
Julius Mbugua, guajet@gmail.com, +254 728 945 084, PCEA Ruiru Sacco