Results-driven professional in Fintech, Finance, and Telecommunications, specializing in credit management and customer experience. Achieved significant improvements in recovery rates and consistently met KPIs through strategic partnerships and effective leadership. Expertise in team training and complex issue resolution, with a strong focus on fostering compliance and operational excellence. Committed to delivering innovative solutions that enhance client relationships and drive business growth.
Overview
12
12
years of professional experience
10
10
years of post-secondary education
1
1
Language
Work History
Quality Assurance Analyst
Inventure Mobile (Tala)
Nairobi, Nairobi Province
09.2020 - Current
Responsible for managing all External partners, Customer support tickets & inbound calls, including in-house recoveries QA ensuring the set KPIs are met and the partners and in-house teams meet our compliance standards.
Trade strategy within the External partners and the Internal Recoveries team that would improve their recovery Rate.
Manage daily/weekly/monthly Partner quality reports Customer support CSAT, FCR, Response and resolution times as well as conduct training sessions every week
Liaise with partner QA representatives to ensure training is delivered to the team
Identify and solve training needs both in-house and with partners and confirm if the agents have been trained according to expectations
Monitor partner QA trackers In-house Tools and Software (Kept rate/QA recoveries, Tickets, and inbound calls Data Studio auditing random calls from each EDC previous week tracker and calibrate, confirming if the calls and Tickets match what has been captured.
Create and implement policies and procedures around Customer support and collections quality and compliance, in conjunction with other CX leadership
Own KPIs and work with Partner and In-house QA Leads towards achieving them each day/month/year
Coaching, mentoring, and coming up with training content for the partners and in-house team on Product changes quality standards & updates plus Negotiation Tips
Coach and mentor New partners and in-house team leads and QA Team leads and create a fun working environment
Investigate and resolve tier_3 customer complaints, ensuring they are within the tolerance limit
Analyze monthly customer complaints logs and help in coming up with resolutions and recommendations
Support the Compliance Analyst in identifying risk areas as a result of customer complaints
Reporting of KPIs and key themes on a weekly and monthly basis
Execute functional analytical capabilities to understand Negotiation and ticket response gaps and identify opportunities for improvement on our Partners and in-house teams.
Work with the Partners and in-house team leads and product team to come up with creative collection SMS content as well as crisis management SMS to customers in case of service interruption.
Follow up to ensure the In-house and partner leads update their trackers every week
Conduct call calibration sessions at least once a week with each partner and in-house teams.
Work with the Vendor manager recoveries manager and Customer service manager to train individual teams on significant developments and new initiatives, and provide personalized feedback and assistance where needed at least 3 times a week
Mentored and coached team members on QA topics and strategies.
Supported the company in maintaining a work environment focused on quality, communication, collaboration, integration, and teamwork.
Acted as a liaison between the QA team and other departments such as Development, Customer Support, and Product Management, ensuring effective communication throughout all stages of the project lifecycle.
Improved product reliability by executing rigorous test plans and ensuring software met established requirements.
Completed pre-implementation testing for new system modifications to assess potential impacts.
Supported the company in maintaining a work environment focused on quality, communication, collaboration, integration, and teamwork.
Recoveries Team Lead
Inventure Mobile (Tala)
Nairobi, Nairobi Province
03.2018 - 07.2020
Enhanced overall team performance by providing regular coaching, feedback, and skill development opportunities.
Established clear performance metrics for the team which helped in tracking progress towards set targets effectively.
Coached team members in techniques necessary to complete job tasks.
Responsible for leading and effectively organizing the collections team to ensure that the set KPIs and OKRs are achieved and surpassed
Monitor early and Late Stage Cure and Liquidation, to ensure team performance meets the expected business targets
Manage daily/weekly/monthly allocation of accounts to agents, daily collection reports and shift planning
Monitor Customer support and collection trends and share recommendations with the CX Leadership
Create and implement policies and procedures around Customer support and collections in conjunction with other CX leadership
Own KPIs and work with team towards achieving them each day/month/year
Coaching, mentoring, and motivating collections team members
Coach and mentor New team leads and create a fun working environment
Keep track of RPC, Contact Rate, PTP Conversion Rate, PTP reminders, and daily expected collections to ensure achievement of daily targets
Managing Non-Payment Reasons Reporting
Make sure these issues are understood and elevated to the collections manager
Reporting of KPIs and key themes weekly
Manage Daily, weekly, and Monthly incentives, rewards, and overtime tracking
Execute Functional analytical capabilities to understand gaps and identify opportunities for improvement
Developed strategies to improve the overall effectiveness of the collection process.
Coordinated with other supervisors, combining group efforts to achieve goals.
Conducted regular reviews with team members to ensure quality assurance standards were met.
Promoted a positive work environment by fostering teamwork, open communication, and employee recognition initiatives.
Conducted regular progress reviews with individual team members to identify areas for improvement and provide guidance on career development opportunities.
Account Manager Supervisor
TransUnion CRB
Nairobi, Nairobi Province
11.2015 - 02.2018
Developed strong relationships with clients, leading to increased repeat business and referrals.
Influenced product development decisions by sharing valuable customer feedback with relevant departments.
Conducted regular account reviews to identify upselling opportunities and areas for improvement.
Consistently met or exceeded sales targets through diligent monitoring of KPIs and proactive client engagement.
Responsible for leading and effectively organizing the collection teams to ensure that the set targets are achieved and surpassed
Computing the team targets for each month based on value of debt portfolio
Leading the team towards achieving the set target
Holding regular team meetings
Liaising with Team Legal Administrators and Operations Manager (Collections), to strategize on Month to date collections
Managing and providing leadership on individual productivity
Holding meetings with debtors
Preparing daily collection report
Providing guidance to team members handling difficult customers
Liaising with the Operations Manager
Giving advice on escalation points for various debt files
Liaising with clients on a daily basis to ensure we get feedback on various issues
Giving feedback reports on queries raised by debtors regarding the CAL invoice and what requires proof of documentation
Supervising staff for better performance
Developed comprehensive plans for the long-term growth of each account based on market trends.
Improved profit margins by effectively managing expenses, budget, and overhead, increasing closings, and optimizing product turns.
Fostered a culture of continuous improvement by sharing best practices and lessons learned with the broader account management team.
Managed daily operations of accounts, including developing new business opportunities.
Recoveries Advocate
Africa Finance Business (AFB)
Nairobi
10.2014 - 11.2015
Ensure all customer information is correct, including phone numbers and addresses
Listen to the customer's story and determine if debt can be collected
Set up repayment plans and new terms of sale
Offer advice or refer customers to debt External Debt Collectors
Record new commitment to repay debt
Deliver a consistent and professional level of service at all times
Achieve set revenue targets and call quality objectives
Advice and influence clients' customers on the payment options for debt recovery
Handle each call promptly and correctly, updating records accordingly
Input customer-related data accurately and efficiently
Take responsibility for resolving disputes, ensuring that caller concerns are actioned correctly and all parties are notified
Explain the terms of sale, credit, or contract condition as appropriate
Customer Service Representative
Horizon Contact Centers (yu-mobile )
Nairobi, Nairobi Province
12.2012 - 11.2014
Resolved customer complaints with empathy, resulting in increased loyalty and repeat business.
Managed high-stress situations effectively, maintaining professionalism under pressure while resolving disputes or conflicts.
Enhanced customer satisfaction by promptly addressing concerns and providing accurate information.
Responded to customer requests for products, services, and company information.
Effectively communicate with customers to gain commitment to purchase products and services.
Give feedback/comments relating to product content and pricing, as well as company performance.
Compile reports on overall customer satisfaction.
Maintain customer details by updating account information.
Resolve product or service problems by clarifying the customer's complaint, and providing the best solution.
Social media support - updating new products, and solving customer issues via Facebook and Twitter.
Maintained excellent customer satisfaction by offering friendly, helpful, and informative customer service.
Maintained excellent customer satisfaction by delivering high-quality customer service and dealing with all matters appropriately.
Followed up on customer interactions to provide further support.
Managed time effectively to handle multiple customer queries simultaneously without compromising service quality.
Managed all complex complaints, issues and problems to maintain customer satisfaction.
Maintained excellent team relationships by helping colleagues during complicated or difficult customer calls.
Remained calm under
Prepared and evaluated CRM reports to identify problems and areas for improvement.
Managed approximately 250 incoming calls, emails, and faxes per day from customers.
Education
Bachelor of Science - Financial Engineering & Risk Management
Colombia University
Colombia
06.2018 - 07.2022
Post-Baccalaureate Diploma - Credit And Risk Management
Kenya School of Credit Management
Nairobi, Nairobi Province, Kenya
06.2016 - 04.2019
Bachelor of Arts - Film And Video Production
National Youth Talent Academy-NYTA
Kenya
12.2009 - 10.2011
Certificate of Technical Studies - ICDL 1&2
Colombia University
Nairobi
01.2008 - 12.2008
Skills
People Management
Additional Information
Rebecca Maruti, Senior Director People Business Partner Kenya & India, Inventure Mobile(Tala), P.O Box 35523, Nairobi, Nairobi, 00100, Kenya, +254(0)7155609888, rebecca.maruti@tala.co
Pamela Mbalo, People Business Partner, Inventure Mobile(Tala), P.O Box 35523, Nairobi, Nairobi, 00100, Kenya, +254(0)720481128, pamela@tala.co
Elizabeth Mbugua, CEO, Collections Africa Limited, P.O Box 46406, Nairobi, Nairobi,