Summary
Overview
Work History
Education
Skills
Timeline
Generic
Ivy Ngetich

Ivy Ngetich

Relationship Manager
Nairobi

Summary

A dynamic, highly motivated individual and a self-oriented professional with a passion for learning and self-development. I am a team leader with exceptional communication and interpersonal skills along with a deep respect for deadlines. I am highly adaptable to change, and work extremely well with cross-functional and multi-lingual teams. I am well versed in presenting research findings and insights to both internal and external teams. I believe that in the workplace, every individual should be able to fully utilize their skills and experience while enriching their knowledge. Seasoned Relationship Manager with 5 years of experience in consumer debt industry. Efficient multi-tasker, remaining calm under pressure. Diplomatic negotiator with broad knowledge of effective de-escalation and conflict resolution techniques. Possesses strong work ethic and business acumen

Overview

6
6
years of professional experience

Work History

Relationship Officer's Supervisor

Momentum Credit Ltd
Nairobi
08.2020 - Current

ACHIEVEMENTS

· Was able to sit in for the Portfolio manager for 2months and the collections manager for 2months.

· Maintained the assigned portfolio within tolerance limits.

· Continuously propose revisions on the improvement of the collection strategy.

· Able to deliver world class customer experience.

· Effective conflict resolution.

· Able to effectively train and coach junior staff members.

· Able to negotiate, monitor and collect out of court settlements

· I led the loan statement revamping project.

ROLES

· Prompt escalation of delinquent accounts in the escalation matrix

· Work with auctioneers and third parties.

· Monitor the release and booking of vehicles in the yard.

· Comply with all company processed and procedures that support effective risk mitigation.

· Liaise with third parties to collect advanced non performing accounts and written off portfolio

· Recommend waivers to ensure non-performing accounts are recovered.

· Production of reports as required.

  • Cultivated interpersonal skills by building positive relationships with others.
  • Demonstrated leadership skills in managing projects from concept to completion.

Relationship Officer

Momentum Credit Ltd
Nairobi
09.2018 - 08.2020
  • Prompt escalation of delinquent accounts in the escalation matrix
  • Work with auctioneers and third parties
  • Monitor the release and booking of vehicles in the yard
  • Comply with all company processed and procedures that support effective risk mitigation
  • Liaise with third parties to collect advanced non performing accounts and written off portfolio
  • Recommend waivers to ensure non-performing accounts are recovered
  • Production of reports as required
  • ACHIEVEMENTS
  • Was able to sit in for the Portfolio manager for 2months and the collections manager for 2months
  • Maintained the assigned portfolio within tolerance limits
  • Continuously propose revisions on the improvement of the collection strategy
  • Able to deliver world class customer experience
  • Effective conflict resolution
  • Able to effectively train and coach junior staff members
  • Able to negotiate, monitor and collect out of court settlements
  • I led the loan statement revamping project., Ensure client is aware of loan details and the delinquency process after disbursement
  • Minimize graduations of loans from performing to non-performing
  • Be the Client touch-point throughout the loan facility
  • Ensure all communication sent out to clients are clear, correct and precise
  • ROLES
  • Ensure client is aware of loan details and the delinquency process after disbursement
  • Minimize graduations of loans from performing to non-performing
  • Be the Client touch-point throughout the loan facility
  • Ensure all communication sent out to clients are clear, correct and precise
  • ACHIEVEMENTS
  • Awarded Best Relationship Officer of the month, monthly for 6 months
  • Able to solve issues that arise post disbursement
  • Able to maintain clients by advising them to take repeat facilities
  • Able to maintain excellent customer service
  • Able to maintain the portfolio within tolerance limits.

Credit Officer

Momentum Credit Ltd
Nairobi
03.2018 - 09.2018
  • Awarded best new sales agent of the month-march 2018
  • Able to analyse clients’ financial documents to determine feasibility of granting loans
  • Able to prospect and convert potential candidates to clients
  • Able to conduct proper KYC before client onboarding
  • ACHIEVEMENTS
  • Awarded best new sales agent of the month-march 2018
  • Able to analyse clients’ financial documents to determine feasibility of granting loans
  • Able to prospect and convert potential candidates to clients
  • Able to conduct proper KYC before client onboarding
  • ROLES
  • Collect all the necessary documentation for loan application
  • Submitting application to credit analysts for approvals and recommendations
  • Advising clients on the different available products and the terms of service
  • Advising potential clients of the best services to best meet their needs
  • ROLES
  • Collect all the necessary documentation for loan application
  • Submitting application to credit analysts for approvals and recommendations
  • Advising clients on the different available products and the terms of service
  • Advising potential clients of the best services to best meet their needs.

Intern – ICT

Nairobi City Water and Sewerage Company
08.2017 - 12.2017
  • Key Contributions and Achievements
  • Assisted with the installation of servers
  • User support on IT issues
  • Management of local domain structure, users, rights and privileges
  • Configuration and maintenance of internet services and wide area network
  • Configuration and maintenance of local area networks
  • Configuration and maintenance of telephones and liaising with service providers on the same
  • Enterprise antivirus installation and management
  • Cleaning and maintenance of physical computer hardware
  • Production of reports as called upon by I.T manger

Education

Business Information Systems

University of Nairobi,
Nairobi
03.2014 - 12.2017

High School Diploma -

Loreto Girls High School Matunda
Kitale
01.2010 - 12.2013

Skills

Persuasion techniques

Knowledge of collection techniques

Issue investigation

Professional integrity

Monitoring accounts

Call center experience

Goals and performance

Analytics

Risk Management

Timeline

Relationship Officer's Supervisor

Momentum Credit Ltd
08.2020 - Current

Relationship Officer

Momentum Credit Ltd
09.2018 - 08.2020

Credit Officer

Momentum Credit Ltd
03.2018 - 09.2018

Intern – ICT

Nairobi City Water and Sewerage Company
08.2017 - 12.2017

Business Information Systems

University of Nairobi,
03.2014 - 12.2017

High School Diploma -

Loreto Girls High School Matunda
01.2010 - 12.2013
Ivy NgetichRelationship Manager