Summary
Overview
Work History
Education
Skills
Work Preference
Work Availability
Timeline
Generic
DENNIS KINYUA GACHIRIGUA

DENNIS KINYUA GACHIRIGUA

Financial Services & FinTech
Nairobi,30

Summary

Visionary financial services executive with 20+ years of experience in banking, fintech, structured trade finance, project management, and digital transformation. Proven ability to secure high-value funding, lead strategic expansions, and drive financial growth. Expertise in transaction advisory, risk management, regulatory compliance, and partnership negotiations. Recognized for optimizing operations, implementing fintech solutions, and expanding financial services into new markets.

Overview

24
24
years of professional experience
1
1
Language

Work History

Founder & CEO

ORCHID FINANCIAL SERVICES
10.2023 - Current
  • Financial Broker and Advisory on unsecured and structured trade finance lending strategy, boosting access to capital for microfinance institutions
  • Advising investors and donors by preparing feasibility studies, financial analyses, and risk assessments for high-impact projects
  • Led procurement, vendor management, and contract negotiations, ensuring optimized operations and cost efficiency
  • Provided transaction advisory, forex, and money market insights, enabling clients to make informed investment decisions.
  • Oversaw financial management activities such as budgeting, forecasting, and cash flow monitoring for improved financial stability.
  • Expanded company's footprint internationally by identifying and capitalizing on emerging market opportunities.
  • Secured advantageous partnerships and collaborations to co-develop cutting-edge technologies and solutions.

Director, Credit

WORTHY CREDIT CAPITALS
05.2022 - 12.2023
  • Secured $1M in funding for microfinance operations, expanding the lending capacity
  • Maintained a Portfolio at Risk (PAR) of 0.5%, displaying superior credit risk management
  • Negotiated strategic partnerships with local banks, enhancing the institution’s financial position
  • Designed and implemented a structured trade finance lending strategy, ensuring sustainable business growth.
  • Developed high-performing teams by providing mentorship, guidance, and opportunities for professional growth.
  • Enhanced team collaboration through regular communication, goal setting, and performance evaluations.
  • Established a culture of continuous improvement by fostering open communication channels and empowering employees to voice their ideas.
  • Cultivated a positive work environment that fostered employee engagement, increased retention rates, and boosted overall team morale.
  • Managed budgets effectively to ensure optimal use of resources while maintaining financial stability.

Chief Operations Officer

ELIVALAT FINTECH LIMITED
02.2021 - 05.2021
  • Led the expansion into three new international markets, positioning the company as a competitive fintech player
  • Spearheaded the company's transition to a fully remote workforce, ensuring business continuity during a global crisis
  • Implemented a cutting-edge data analytics platform, improving decision-making and operational efficiency.
  • Successfully obtained a Payment Service Provider license, ensuring full compliance with regulatory requirements
  • Spearheaded expansion into three new international markets, positioning the company for global fintech growth
  • Led the implementation of a data analytics platform, improving strategic decision-making.
  • Established strong partnerships with external stakeholders to enhance corporate reputation.
  • Supported business growth through strategic planning and process development.
  • Streamlined company processes and procedures while enhancing customer satisfaction.

Director, Business Development

TSOGATEC (PTY) LIMITED
02.2022 - 12.2022
  • Accelerated the acquisition of a Payment Service Provider (PSP) license, ensuring regulatory compliance and operational readiness
  • Forged a key partnership with Kenya Power, enabling seamless bill payments for customers across the country
  • Expanded the company’s footprint across South, East, and West Africa, acquiring high-value clients and government contracts., ï‚
  • Accelerated the acquisition of a Payment Service Provider (PSP) license, streamlining regulatory approval processes
  • Secured a partnership with Kenya Power, facilitating seamless bill payment services
  • Expanded business across multiple African regions, strengthening financial service accessibility.
  • Led proposal development efforts, crafting compelling pitches that successfully secured new contracts and projects.
  • Conducted market research to identify new opportunities for business expansion and diversification.
  • Managed contract negotiations with vendors and suppliers, securing favorable terms for the company's benefit.

Founder & Managing Partner

INFINITUUM FINANCIAL SERVICES
01.2015 - 01.2022
  • Packaged and presented bank proposals for clients seeking credit facilities
  • Connected short-term borrowers to microfinance institutions, improving access to capital
  • Provided expertise in wealth management, investment banking, and foreign exchange advisory.

Branch Manager

IMPERIAL BANK LIMITED
, IN
12.2008 - 12.2014
  • Managed a $50M loan portfolio and $100M in deposits, demonstrating strong asset and liability management
  • Pioneered the launch of the Arsenal Debit Card and rewards system, increasing customer engagement and retention
  • Led the development and rollout of a Mobile Banking App, enhancing customer experience and digital banking adoption
  • Managed branches is various markets: Mombasa Head Office, Changamwe, Diani, Upperhill Head Office, Westlands and Industrial area.
  • Managed a $50M loan portfolio and $100M in deposits, demonstrating strong financial stewardship
  • Led the digital transformation of banking operations, enhancing efficiency and customer experience
  • Launched the Arsenal Debit Card and reward system, increasing customer acquisition and retention
  • Drove the development and launch of a Mobile Banking App, collaborating with Craft Silicon.
  • Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
  • Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
  • Oversaw daily operations for streamlined efficiency, ensuring timely execution of tasks and optimal resource allocation.

CO-OPERATIVE

BANK OF KENYA LIMITED

Branch Officer

01.2001 - 01.2007
  • Managed card production and ATM operations, optimizing financial service delivery
  • Oversaw business support services, including central registry and document processing
  • Performed teller duties, account management, and foreign currency transactions.

Education

Bachelor of Commerce - undefined

University of Nairobi
2026

Skills

  • Data Centre & Cloud Infrastructure
  • Big Data & Analytics
  • Banking Operation/Customer Service
  • Basic Work Place Skills/CX
  • Intelligent Automation Africa
  • Central Registry Creation
  • Credit Risk and Analysis
  • Structured Trade Finance
  • Debt Collection System
  • VISA, MasterCard & Amex system
  • Treasury and Liquidity Management
  • Database Management
  • Payment Gateways & Remittance Solutions
  • Blockchain & Cryptocurrency Knowledge

Team leadership

Strategic thinking

Entrepreneurial and innovative

Contract negotiation

Strategic planning

Visionary leadership

Team engagement

Start-up operations

Strategic vision

Operations management

Business planning

Growth mindset

Market Knowledge

Revenue generation

Process improvements

Consulting

Financial administration

Partnership building

Recruitment and hiring

Investor relations

Work Preference

Work Type

Full TimePart TimeContract WorkGig Work

Work Location

On-SiteRemoteHybrid

Important To Me

Career advancementCompany CulturePersonal development programsWork-life balance

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
swipe to browse

Timeline

Founder & CEO

ORCHID FINANCIAL SERVICES
10.2023 - Current

Director, Credit

WORTHY CREDIT CAPITALS
05.2022 - 12.2023

Director, Business Development

TSOGATEC (PTY) LIMITED
02.2022 - 12.2022

Chief Operations Officer

ELIVALAT FINTECH LIMITED
02.2021 - 05.2021

Founder & Managing Partner

INFINITUUM FINANCIAL SERVICES
01.2015 - 01.2022

Branch Manager

IMPERIAL BANK LIMITED
12.2008 - 12.2014

Branch Officer

01.2001 - 01.2007

Bachelor of Commerce - undefined

University of Nairobi

CO-OPERATIVE

BANK OF KENYA LIMITED

Similar Profiles

CREATE PROFILE
DENNIS KINYUA GACHIRIGUAFinancial Services & FinTech