DANSTAN KIRIGHA KISAWO
Wundanyi
Summary
Skilled Credit Officer with broad experience in credit risk management and Loan Monitoring and evaluation. Strengths include the ability to work with minimal resources ,assess creditworthiness, manage loan portfolios, and develop effective strategies for loan recoveries. Previous roles have involved positively in impacting Kenyan women economically by providing them with subsidized credit services for small-scale business growth.
Overview
13
13
years of professional experience
Work History
Assistant Credit Officer
Women Enterprise Fund
Wundanyi
07.2016 - Current
- The purpose of the position is to provide linkage between loan beneficiaries and the Regional Credit Coordinator/Regional Credit Officer .
- Implementation of both administrative and field duties at the constituency/County level.
- Implementing credit and business development policies, strategies, regulations, guidelines, and procedures.
- Conducting capacity building programs for beneficiaries in line with the Fund’s mandate.
- Implementing loan recovery programs for outstanding loans.
- Conducting market research and feasibility studies.
- Generating County/Constituency credit reports on loan uptake and repayment.
- Identifying business risk and mitigation measures.
- Promoting a culture of compliance with credit policies and procedures.
- Advising loan beneficiaries on entrepreneurship and prudent utilization of credit facility.
- Promoting innovation and business process re engineering in the provision of funds mandate.
- Providing markets support infrastructure to micro, small and medium enterprises to women.
- Promoting linkages between women enterprises and stakeholders.
- Timely communication and feedback to clients on their loan application status, loan statements, and loan balances.
- Sending / receiving timely complain and grievances to regional office for further resolving.
- Monitoring and evaluation of loan portfolio at Constituency/County level.
- Supporting Fund's appointed debt collection agencies at County Level.
- Advising loan beneficiaries on entrepreneurship and prudent utilization of credit facility.
- Assisting Regional Credit Coordinator/Regional Credit officer all delegated duties at County/Constituency level.
- Carrying out loan form appraisal s and recommendation for consideration at Regional Office.
Volunteer
Ministry of Labour and Social Protection
Wundanyi
01.2015 - 06.2016
- Training group leaders on leadership skills and group dynamic.
- Community sensitization and mobilization.
- Maintenance of Self Help group/Community base organization data base.
- Group registration.
- Typing certificates /renewal of groups.
- Compiling, entering data and drafting letters.
- Receiving, recording, marking letters to action officers.
Industrial Attachment
Ministry of Labour and Social Protection
01.2013 - 05.2013
- Computing Quarterly Financial reports.
- Receiving and analyzing proposals forms for Community.
- Compiling, entering data and drafting letters.
Education
Bachelor of Arts - Development Studies
Mount Kenya University
Thika,Kenya07-2022
Diploma - Community Development and Counseling
Technical University of Mombasa
Mombasa ,kenya12-2014
Certificate - Community Development and counseling
Mombasa Polytechnic University College
Mombasa,Kenya12-2013
Skills
- Ability to work under tight deadlines
- Customer relationship management
- Loan recovery strategies
- Loan appraisal
- Ability to handle work pressure and stress
- Ability to work with minimal resources
- Ability to multitask
- Good communication skills
- Strong negotiation skills
- Strong attention to detail
- Sound judgment and decision making skills
- Regulatory compliance skills
- Problem solving skills
- Credit risk management skills
- Document evaluations
- Creditworthiness determination
- Delinquency monitoring
Focus
Self Help Group Lending
Credit Portfolio Management
8000000, 95%
References
- Shamsa Omar, Regional Assistant Director (Credit Division), Women Enterprise Fund, shamsa.omar@wef.co.ke, Uhuru Na Kazi Building, 2nd Floor, Mombasa, Kenya, 0725777017, 0746517146
- Tina N. Mungatana, Social Development Officer, State Department of Social Protection and Senior Citizen, tnmungatana@gmail.com, Nairobi, Kenya, 0724172810
- Wilson O. Ndenyele, Lecturer, Technical University of Mombasa, ondenyele@gmail.com, P.O. BOX 90420-80100, Mombasa, Kenya, 80100, 0720992077
Sector
Credit Sector
Experience Years
9
Languages
English
Proficient (C2)
C2
Swahili
Proficient (C2)
C2
taita
Proficient (C2)
C2
Timeline
Assistant Credit Officer
Women Enterprise Fund
07.2016 - Current
Volunteer
Ministry of Labour and Social Protection
01.2015 - 06.2016
Industrial Attachment
Ministry of Labour and Social Protection
01.2013 - 05.2013
Bachelor of Arts - Development Studies
Mount Kenya University
Diploma - Community Development and Counseling
Technical University of Mombasa
Certificate - Community Development and counseling
Mombasa Polytechnic University College