Esther Warimwe
Credit Officer
Summary
Dynamic Credit Officer with a proven track record at Kazana Holdings Limited, excelling in financial analysis and risk assessment. Cultivated strong client relationships, enhancing loyalty and driving sales growth. Expert in credit analysis and loan recommendations, consistently delivering exceptional service while minimizing default risks through comprehensive evaluations.
Overview
17
17
years of professional experience
Work History
Credit Officer
Kazana Holdings Limited
01.2008 - 12.2023
- Developed key relationships with clients, providing exceptional service and fostering long-term partnerships.
- Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Organized and finalized loan applications for underwriter review.
- Implemented robust monitoring systems to track performance metrics of existing loans, identifying areas requiring attention or intervention.
- Checked appraisals, title information and insurance documents for each property.
- Conducted regular account reviews to proactively identify potential risks in the credit portfolio, taking corrective actions as needed.
- Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
Salesperson
Enlarge Collection
01.2007 - 12.2007
- Worked to build relationships with customers and built potential for additional sales.
- Boosted sales by consistently engaging with customers and addressing their needs effectively.
- Developed relationships with clients for increased loyalty and repeat business.
- Collaborated with team members to reach collective sales goals, fostering a supportive work environment.
Education
Certificate in Business Management - Business Management
Kenya Institute of Management
Nakuru 04.2001 -
Skills
Financial analysis expertise
Sales support
Credit analysis
Loan recommendations
Financial statement analysis
Documentation preparation
Risk assessment
Collateral evaluation
Credit scoring
Report writing
Timeline
Credit Officer
Kazana Holdings Limited
01.2008 - 12.2023
Salesperson
Enlarge Collection
01.2007 - 12.2007
Certificate in Business Management - Business Management
Kenya Institute of Management
04.2001 -