Brenda Cheptoo Ruto
Summary
I am an Organized and dependable candidate successful at managing multiple priorities with a positive attitude with the willingness to take on added responsibilities to meet team goals. I am also a results-oriented achiever with proven ability to exceed targets and drive success in fast-paced environments. I combine strategic thinking with hands-on experience to deliver impactful solutions and enhance organizational performance.
Overview
3
3
years of professional experience
14
14
years of post-secondary education
Work History
Ministry of Interior and Coordination of National Governments
- Worked as attaché and was assigned the following roles; Development and review of Strategic Annual Development and Work Plans
- Performance Contracting development, implementation and reporting
- Monitoring and evaluation of programs/projects
- Review and track the progress of implementation of Vision 2030/ Medium Term plan
- Preparation of programs-based budget for Medium Term Plan Expenditure Framework
- Maintaining project data (uploading/updating of projection in e ProMis/e- Dashboard system
- Cross-cutting issues.
Safaricom Limited Company
- Worked as a sales agent for Safaricom Limited Company
HYBRID LEAD GENERATOR
ABSA BANK KENYA
5 2023 - 7 2024
- Handle relationship management and business development among the existing clients including deepening the relationships as well as cross-selling
- Acquire new clients for loans, deposits, trade finance products, and bancassurance products
- Increase facility utilization rate in current corporate MSME and retail customers to enhance the Bank's share of wallets
- Perform credit review
- Proactively monitor credit quality through early problem loan recognition and implement appropriate strategies
- Develop and maintain a professional understanding of the customer base to deepen current relationships
- Recruit and develop New Corporate and MSME clients by carrying out a series of Strategic Business development interventions
- Conduct regular training to all clients to increase understanding and uptake of the Company products
- Assisting in the promotion of the company through customer-care services and participating in market activation and promotions
- Deliver on required Accounts, Deposit and Loan book growth, Cross-sell, NPL Management, Paybill and Online banking, Card sales, Forex, Non-Funded Income and Net Interest Income.
Direct sales representative, Department retailer finance
KENYA COMMERCIAL BANK
02.2023 - 01.2023
- Responsible for the growth of the MSME retailer finance customers' banking business portfolio at the branch to ensure set targets for portfolio growth, income, and quality are achieved
- Prospect and recruit new MSME retailer finance customers' business customers for the various products in the assigned branch, understanding their needs and requirements and recommending appropriate measures
- Achieve the set monthly and annual MSME retailer finance customers' sales targets for all the products within the specified branch
- Assist in identifying MSME retailer finance customers' needs not met by existing products and the implementation of new products and services
- Acquire new MSME retailer finance customers' clients for loans and deposits
- Deliver on required Accounts, Deposit, and Loan book growth.
Business Development Officer
Kenya Women Microfinance Trust
09.2019 - 10.2022
- Achieve the set monthly and annual group and check off customer sales targets for all the products within the specified branch
- Deliver on required Accounts, Deposit, and Loan book growth
- Conducting market research to identify new business opportunities
- Reduce bad debts through loan recoveries at the group levels
- Recruiting, Training, and supporting women groups on financial management while giving them financial support (loans).
Education
Bachelor of Arts Economics -
University of Eldoret (UoE)
09.2015 - 09.2019
Certificate in computer application packages, Ms Excel, Ms Access, Ms PowerPoint, Microsoft Publisher, Key Boarding, Internet & emailing - undefined
Siriat Technical Training Bible College
01.2015 - 05.2015
Kenya Certificate of Secondary Education (KCSE) - undefined
AIC Litein Girl's School
01.2011 - 01.2014
Kenya Certificate of Primary Education (KCPE) - undefined
Kesaile Academy
01.2003 - 01.2010
Skills
Business acumen: I can analyze business financial data and give advice where necessary
References
- Dr. Elijah Ngeno, Head of Department, University of Eldoret, 0721994043, elijahngeno@uoe.ac.ke
- Yvonne Chemutai, Relationship Manager, ABSA Bank PLC, +254 720 709387, chemutaiyvonne@absa.africa
- Victor Nyauma, Retail and Customer Experience Manager, KCB Group, Kenya, 0722540633, onamindegechae@gmail.com
Timeline
Direct sales representative, Department retailer finance
KENYA COMMERCIAL BANK
02.2023 - 01.2023
Business Development Officer
Kenya Women Microfinance Trust
09.2019 - 10.2022
Bachelor of Arts Economics -
University of Eldoret (UoE)
09.2015 - 09.2019
Certificate in computer application packages, Ms Excel, Ms Access, Ms PowerPoint, Microsoft Publisher, Key Boarding, Internet & emailing - undefined
Siriat Technical Training Bible College
01.2015 - 05.2015
Kenya Certificate of Secondary Education (KCSE) - undefined
AIC Litein Girl's School
01.2011 - 01.2014
Kenya Certificate of Primary Education (KCPE) - undefined
Kesaile Academy
01.2003 - 01.2010
Ministry of Interior and Coordination of National Governments
Safaricom Limited Company
HYBRID LEAD GENERATOR
ABSA BANK KENYA
5 2023 - 7 2024
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