Antony Esari Lidweye
Banker
Kitale
Summary
I am a highly skilled professional based on my education and experience. I have solid experience in areas of humanity and Christian beliefs. My career objective is to offer effective and result-oriented services to humanity. I am capable of leading multiple teams and ensuring that the quality assignments are accomplished in time.
Overview
12
12
years of professional experience
Work History
BRANCH MANAGER
SMEP MICROFINANCE BANK
01.2023 - Current
- Analyze loan applicants financial status, credit history, and property evaluations where need be to determine feasibility of granting loans
- To Lead the Branch and mentor the Branch staff towards the achievement of the Banks’ Mission, Vision and the Banks’ Strategic Objectives
- Ensure the Branch attains the set targets in the following parameters; High standards of Customer Service, Customer Retention, Deposits, Healthy Loan Portfolio
- Develop and maintain critical relationships at the Branch to enhance business Development Enhance relationships with SME’s, High Net worth Individuals, Churches and Institutions to grow business Maintain a balanced portfolio on Church, SME, and Retail and Corporate deposits
- Ensure growth of non-funded income business including transactional, alternate and direct banking business
- Ensure staff productivity is maintained through support, mentorship, and TAT and customer service
- Ensure compliance with both internal and external regulatory requirements Working closely with risk and compliance units to ensure effective controls to mitigate against business risks associated with Business.ss
BUSINESS DEVELOPMENT OFFICER
SMEP MICROFINANCE BANK
01.2017 - 01.2023
- Analyze loan applicants financial status, credit history, and property evaluations where need be to determine feasibility of granting loans
- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services
- Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information
- IPF loans training and marketing to customers
- Preparing timely reports on the loan portfolio for the credit committee meetings
- Handle customer complaints and take appropriate action to resolve them
- Work with clients to identify their financial goals and to find ways of reaching those goals
- Analyze potential loan markets and develop referral networks in order to locate prospects for loans
- Follow up loan collection and debt recoveries from the clients
- OTHER DUTIES WHEN ASSIGNED 1)-Teller reliever -cash management - Perform all customer transactions -account opening -KYC uploading in the system -updating daily financial records -Customer Service 2) Branch Operations Manager - Daily Cash management - monitor the bank safe/strong room -feeding daily cash transition in required data bases -To control and monitor money laundering and KYC - Branch administration
Operations Officer
East Africa online transport agency
04.2015 - 03.2017
- Transportation and Logistics Risk Management
- Sells and Marketing Accountant Tele-Collection Debt Recovery Monitor Online Transporter accounts and their performance
Attachment in the following department
National Bank of Kenya Bungoma Branch
04.2012 - 07.2012
- Customer Services -Issuing Account balance -Giving out Replaced ATM to customers -Preparation of clients account transactions statement Processing and Administration -Sending out RTGS and SWIFT -Reconciliation or Teller and cash account
- Issuing of departmental stationeries -Branch accountings Loans/Risk Management -Sending loan into the pipeline -issuing out loan balance to clients -Processing standing orders and stop orders
- Training clients on the best loan facility they need -Monitoring loans and giving remedial action on defaulters Cash -Receiving deposits from customers -Banking cheques -Issuing out Cash to clients who have done withdrawals
Education
No Degree - Certificate in Credit And Risk Management
Tustawi And Smep Microfinance Bank.
Nairobi 04.2001 -
Bachelor of Arts - Business Management- Finance And Banking
Moi University
Eldoret, Uasin Gishu, Kenya 04.2001 -
Skills
Work Prioritization
Familiar with account coding
Human resources knowledge
Process Improvement
Financial Oversight
Cash handling expertise
Customer Service
Account Review
Employee Development
Sales Development
Relationship Building
Business development expertise
Branch Operations Management
Operational Reports
Business Development
Staff Supervision
Operations Management
Sales expertise
Professional Skills And Competencies
- Strong customer care relations
- Strong analytical skills and results oriented
- Excellent verbal and written communication skills
- Strong marketing skills
- Knowledge in legislation relating to lending and lending portfolio management
Other Responsibilities
- Picas – Agribusiness Training
- Member of Moi University Business Management Student’s Association (B.M.S.A)
- Participated in Corporate Responsibilities of Cleaning Kahoya Market (by B.M.S.A)
- Member of Transwest Students Organization
- Member of Moi University Finance and Accountings Students Association (M.U.F.S.A)
Professional Referees
- Wilberforce Anzere, Manager Phoenix of East Africa Assurance Company, P.O Box 3900 - 30100, Eldoret, 0720-484 926
- Mr. Oliver Wakutayi, Manager National Bank of Kenya, P.O. Box 25 – 50200, Bungoma, 0722 608 579
- Mr. Haron Sakwa, Branch Manager Smep-Kakamega, Siro Centre Eldoret, Kakamega, 0720617980s
Academic And Professional Qualifications
- 2023-2024, Certificate in Credit and Risk Management- Tustawi and Smep Microfinance Bank.
- 2009-2013, Bachelor of Business Management [Finance&Banking Option], Second Class Honors (Lower division), MOI UNIVERSITY, KENYA
- 2006-2008, Kabuyefwe Boys Secondary School Kenya Certificate of Secondary Education K.C.S.E with a Mean Grade of B-.
- 2003-2006, Bungoma High School.
- 1996-2002, Manyasa Primary School Kenya Certificate of Primary Education K.C.P.E with 335 Marks.
Personal Information
- Date of Birth: 1987
- Nationality: Kenyan
- Marital Status: Married
Timeline
BRANCH MANAGER
SMEP MICROFINANCE BANK
01.2023 - Current
BUSINESS DEVELOPMENT OFFICER
SMEP MICROFINANCE BANK
01.2017 - 01.2023
Operations Officer
East Africa online transport agency
04.2015 - 03.2017
Attachment in the following department
National Bank of Kenya Bungoma Branch
04.2012 - 07.2012
No Degree - Certificate in Credit And Risk Management
Tustawi And Smep Microfinance Bank.
04.2001 -
Bachelor of Arts - Business Management- Finance And Banking
Moi University
04.2001 -